this post was submitted on 16 Apr 2024
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Privacy
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Privacy.com cards are for blocking companies from charging you money you don't want spent. It is not for obfuscating your actual identity.
In my experience, it does a good job of obscuring my identity from websites with questionable security practices (e.g. ones that rolled their own payment processors and are clearly questionably coded, or just ones that could be).
And it obscures the nature of your purchases from your bank.
But its a bank too, so they have to keep those records the same way your "actual" bank does too.
Other than certain crytpo, cash is king for anonymity.
That's a good point. For me, it lets me obscure my real name and real address from some websites, so it's good enough for me.
For everything else, I would probably consider purchasing in person whenever possible, or with cryptocurrency as a last resort.
Update: especially because, recently, some banks will use your transaction history to advertise to you, I feel even better jumping onto one with stricter rules regarding that
https://www.pcmag.com/news/chase-bank-to-let-advertisers-target-customers-based-on-spending-habits
You can use a Privacy card with any name you want on it although some small vendors with actual people running the purchase process can read and take issue when the "card" is supposedly issued to a "Mybig Blackdog"
Yes... the entity you are spending money with will not know your name (unless they need to due to transaction issues etc.)...but the transaction units entirety is recorded with your name and the business the money was sent to.