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Nice theory (genuinely), but it falls apart because billionaires are building their own doomsday bunkers.
https://www.theguardian.com/commentisfree/2024/feb/25/billionaire-doomsday-bunkers-end-times
I've read lots about that too but no matter what happens they still lose the majority of their power and wealth.
If the apocalypse happens, they'll live in their bunker. Now instead of being a billionaire that has privilege and power over the world .... they'll end up being just survivors with a mountain of food. They could hire a small group of mercenaries to defend them, but that sets up the scenario where the mercenaries can just murder their masters and take over the bunker. And even if you had a bunch of guns and military hardware, eventually someone or a group of people will come along to take what you have. Or you end up just fighting every day to fend off attackers until your bullets run out.
These also aren't secret bunkers either .... they're known by enough people that they'll be easy targets for survivors after the world falls apart.
No matter how you cut it, a post apocalyptic world will not be a fun place for anyone including millionaires and billionaires in their bunkers.