this post was submitted on 19 Mar 2024
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[–] Evil_Shrubbery@lemm.ee 1 points 7 months ago* (last edited 7 months ago) (1 children)

Who would rather pay monthly payments to a third party if they could pay the exact same amount but get to keep most of the money for themselves (ie in real estate ownership)?

[–] Kusimulkku@lemm.ee 3 points 7 months ago (1 children)

Someone not wanting to commit to house ownership for whatever reason. Could be students, temporarily working somewhere, someone not sure if they want to live somewhere long-term etc. Or someone worried if they can get their house sold when or if they want to move. It can be a commitment and some just don't want to do that.

And this is all assuming you could get a loan and buy the house in the first place, have enough for the down payment and so on.

[–] Evil_Shrubbery@lemm.ee 0 points 7 months ago

Exactly. Why would they pay for the ownership/ownership prices if they dont get it? Should it not be available to them at less than that?