this post was submitted on 15 Feb 2024
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"...we base our entire lives on"
The vast majority of people barely think about their credit score
I mean where you are allowed to live is impacted by credit score a lot.
As long as you're in the middle you're okayish. But how you live is impacted by it in the US.
Well yes, but also no. Buying a house or getting a mobile phone (a car too, but less so) are pretty essential parts of functioning in society.
Who the fuck needs credit to get a mobile phone? lmfao
That Android better be gold plated, able to use every network possible in the world with satellite without roaming, and shit out by Taylor Swift herself.
As a brit who moved to America with a company sponsored visa and half decent full time job I could only get a 250 dollar credit card and a pay as you go phone.
Murica
If you've got a half decent job why do you need a credit card at all? And what's wrong with PAYG? Phone contracts are for chumps!
I'd settle for an android that's fully functional and programmed in multiple techniques.
It’s even being involved in job interviews and renting a house. I’m sure a bunch of others as well.
Oh God, I forgot checking credit scores for applicants was legal
Sorry, we can't just hire someone who's in debt. Maybe come back in a few weeks when you're in better shape financially.
why do you need to take out a loan for a phone?
just go and buy one outright if you need it?
My wife and I both have shit credit score, we still got a mortgage at a preferable rate based on our income and job stability alone.
Sorry to say, credit score is a meme
Yeah you only care about credit score when you're young. I dont base shit off my credit score
Or when you're american.