this post was submitted on 28 Jan 2024
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Polling the community here. Please share your experience with pet insurance providers in the USA. The good, the bad and the in-between. If not from the USA, please list the country.

Do they accept older cats? Recently adopted cats from a shelter? Preexisting conditions? How much is the premium? Etc.

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[–] klemptor@startrek.website 3 points 9 months ago

We have Nationwide for our dog. They're pretty good except they don't cover pre-existing conditions or prescription food. They pay for her annual dental cleaning which more than justifies the monthly payments. We do get a 5% discount through my husband's employer. It might not be worth the cost for an older pet with lots of pre-existing conditions but I'd absolutely do it for a younger pet, the earlier the better.