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What's the point of paying with a check? (kbin.social)

submitted 10 months ago by milkytoast@kbin.social to c/AskKbin@kbin.social

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isn't it like a debit card with extra steps? at a store I mean

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[–] pixelscience@sh.itjust.works 3 points 10 months ago (1 children)

They existed before debit cards and mostly before credit cards became popular.

Anyone paying with a check voluntarily these days is just either extremely stubborn and stuck in their ways, or incredibly ignorant. There isn't a single reason I know to keep doing it.

[–] snooggums@kbin.social 2 points 9 months ago

Avoiding processing fees for using a credit or debit card is another reason, although those are becoming far less common.

Currently I only use my checkbook to look up my routing and account number for some online subscriptions so I don't have to remember to update the payment method when cards expire.