this post was submitted on 30 Nov 2023
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Honey I put us $45,000usd in debt without asking. Love you! (lemmy.world)
submitted 11 months ago by Exusia@lemmy.world to c/memes@lemmy.ml
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[–] Exusia@lemmy.world 2 points 11 months ago* (last edited 11 months ago) (1 children)

I have "great" and got told 13% a month or two ago. Didnt know the market was all futzed and asked if i did something wrong. Can you believe I passed on buying lmao

Have they stabilized?

[–] whatwhatwhatwhat@lemmy.world 2 points 11 months ago

I have “good” and was offered 9% in early October.

One good sign is that banks are lowering their rates for longer term CDs. I’m seeing 1 year CDs in the 6% range, but a 5 year CD is more like 2%-3%. This means that the banks expect the fed to lower rates in the next few years.