this post was submitted on 23 Oct 2023
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I mean, again, obviously it's not an option all the time. Just use common sense
As for the other points, I don't think this comment really required someone to come through and cite it and break it down like I was some sort of Jordan Peterson esque life advice coach. I was giving my personal experience on not using the credit system, simply explaining how I personally have avoided the subject, and making the claim that there are other avenues. It's not an essay, my dude. I'm not trying to sell anything to you. Again, just use common sense.
I just proved its possible, not that it's feasible for YOU. Again, not trying to sell you anything
I don't think the issue is an absence of sense. What we've got is a massive asset bubble that benefits the financial sector. Very often, there simply isn't a good choice to make. You're either living in a slum at inflated costs or you're stuck living way out in the exurbs (where you'll be burning through your expensive car) or even potentially homeless.
You can be up to your eyeballs in debt despite making the "savvy" move at every turn.
Okay? Again, I'm not trying to sell you anything, dude.
Kinda sounds like you live in a high cost of living area and are mad about it, and aren't smart enough not to go into debt trivially.
Also, my just use common sense comment was about you and your reading comprehension, it's a bit off today.