this post was submitted on 27 Sep 2023
2 points (100.0% liked)

Aotearoa / New Zealand

1648 readers
26 users here now

Kia ora and welcome to !newzealand, a place to share and discuss anything about Aotearoa in general

Rules:

FAQ ~ NZ Community List ~ Join Matrix chatroom

 

Banner image by Bernard Spragg

Got an idea for next month's banner?

founded 1 year ago
MODERATORS
 

Vince shows the numbers on how much a person must earn in order to buy a house in New Zealand

you are viewing a single comment's thread
view the rest of the comments
[–] Dave@lemmy.nz 1 points 1 year ago* (last edited 1 year ago)

I'm not arguing it isn't grossly unfair, but I'd like to see the calculations take into account the much higher interest rates there were.

Mortgage interest rates were over 10% for much of the 90's (and over 15% for much of the 80's), which I'd argue the dropping interest rates (in combination with the lack of housing stock) has been a large influence on house prices.

In my view, significantly increasing the housing stock (so sellers are competing to sell instead of buyers competing to buy) would go a long way towards solving this issue. And no private firm building houses has incentive to increase supply to create an oversupply, so it needs to be government led (imo).