this post was submitted on 03 Oct 2023
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[–] AtariDump@lemmy.world 1 points 1 year ago

…I'm not so sure the advice is not just a ploy by 401k fund managers to squeeze out extra fees.

Invest in an index fund and the fees are almost non-existant. Invest in several index funds (Large / mid / small cap & emerging markets) so that you don’t have all your eggs in one basket.