this post was submitted on 06 Oct 2023
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[–] M0oP0o@mander.xyz 19 points 1 year ago (17 children)

Experts say you should not spend more then 30% of your income on housing (shelter, heat, water, sewer and electricity). If you need a car (live outside a city, have bad city planing, etc.) then this is one more pressure on people.

The current “normal” world exists now only for people making a lot more then the average.

Oh and to better illustrate the gap between prices and wages: https://en.wikipedia.org/wiki/List_of_countries_by_average_wage Compare to an average price of 48k https://www.caranddriver.com/news/a43611570/average-new-car-price-down-still-high/

[–] possiblylinux127@lemmy.zip -1 points 1 year ago (16 children)

Honestly you shouldn't even spend that on a car. Cars lose value overtime and are a bad investment.

Take your money and put it into a emergency fund or retirement

[–] mec287@lemmy.world 19 points 1 year ago (7 children)

This is bad financial advice I hear all the time. People don't buy cars as an investment, they buy them as a consumable item or a form of entertainment.

Nobody says you shouldn't go to the movies because it doesn't generate a return.

[–] Dude123@lemmy.world 6 points 1 year ago

I think you're missing the point. Purchasing a utility item for its utility is fine, just don't splurge on a car when that money is far batter put into housing, healthier foods, education, etc.

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