this post was submitted on 06 Oct 2023
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Of all generational cohorts, older millennials are most likely to generate enough income to retire comfortably, according to the latest Vanguard Retirement Readiness report.

Specifically, millennials aged 37-41 have the greatest chance of landing a comfortable retirement.

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[–] BarrelAgedBoredom@lemm.ee 3 points 11 months ago

If I had the funds to invest, I would probably have a Roth IRA or something simple but the hard times never let up. I work 60 hour weeks and still live paycheck to paycheck. I've only earned enough in the last couple of months for me to get health insurance again. I can't afford to give even 3% of my paycheck away (the minimum for my company to begin matching) at the moment and that's not likely to change in the next year or two.

I really do appreciate the concern and if I were in a different place, I'd reconsider. I was being a bit bitter and sarcastic in my comment but I'm in no.position to save any money