this post was submitted on 03 Oct 2023
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[–] chaorace@lemmy.sdf.org 1 points 1 year ago

Actually, there's a carveout for first-time homebuyers that applies to Roth IRA distributions, assuming the account is more than 5 years old. Their example actually holds true even if the applicability of the strategy is a lot more narrow than the commentor first expressed.