this post was submitted on 15 Sep 2023
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I had that happen to me, $0.02 overdraft + $30 overdraft fee... like WTF. Since then I've found a bank where I can block the overdraft "feature", it's the only account I ever give for payments, and only if there is no alternative.
My problem is I removed overdraft protection, and this causes PayPal to literally panic and shoot my bank with multiple requests. I still get hit with the $35 overdraft fee, and PayPal gets rejected. I rejected the overdraft cash the bank can use to pay the overdraft charges and will still apply the dam fee. I hate banks so much.