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YNAB vs Buckets (www.budgetwithbuckets.com)

submitted 1 year ago by lumberjacked@lemmy.world to c/personalfinance@lemmy.ml

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I've been using You Need a Budget for family budgeting and I like it but it is expensive. I've played with Buckets a little bit and looks like a contender. Anyone move from YNAB to Buckets?

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[–] rich@lemm.ee 1 points 1 year ago

I switched from YNAB to buckets when they got rid of the grandfathered rate for YNAB. I am happy with buckets so far but I will likely look for another option when I start merging finances with my significant other.

Buckets works really well for my current use-case which is sitting down at my computer once every week or two to manually enter my expenses and adjust my budget. This is pretty much how I used YNAB4 and the web version of YNAB, other than occasionally using the mobile app, so I never really took advantage of all of the web YNAB features anyway. I have not tried the Buckets capability to sync with accounts automatically and I have not tried to sync my Buckets file between multiple computers.

Also, the import tool for Buckets worked great so I was able to keep most of my history. They have a free trial so there is nothing to lose in checking it out. I think they just put a $5 monthly savings for the license into your budget until you buy it.