this post was submitted on 20 Aug 2023
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Car rental - I'm 95% sure I don't need any of those extra insurances but due to pressure and fear tactics (you do want to be covered if x happens, right?), it's hard to know in the moment.
Last time I rented a car I declined their insurance and they were able to just use my daily car's policy.
The last time I rented a car they tried to double charge me and tacked in an extra 200 in cleaning fees for good measure. I reversed the charge on the credit card as fraud, which the credit card company investigated and accepted as fraud, and reversed the charge. Now Hertz is threatening to take us to court over it. We disputed it and have essentially been ignoring them since.
The time before that, a "different company" tried to accuse me of stealing the car because they had the wrong car listed as the one we had rented.
If you are in NE Ohio, don't bother with a rental, they are likely to try to scam you.
Nice! For context for car rental: whenever I rent, it's a foreign country so my personal car insurance won't cover anything.