this post was submitted on 11 Jun 2023
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I have had a subscription to YNAB (you need a budget) for years now. It's simple and straight to the point for exactly what we need. It pulls everything from my bank accounts smoothly. My partner understands it and is able to easily use it, which is extremely important.
I tried Mint and have suggested it in the past as a free alternative to folks who need help budgeting, but it tends to be too complicated for most that I've suggested it to. And that's even after setting it up for them and showing them basic usage.
I used the GNUCash for a while. As a manual option, it was good for when I was importing everything to Quicken.
I no longer use quicken or manually import anything.
There's not a lot of products that I'll recommend, but I can say that YNAB is worth every cent.