I am neither FI nor RE - with about 3 years of expenses saved up at the moment.

Despite not having enough to be FI, I really like having such a decent chunk of savings available in case things go wrong, and it's nice to fantasise about quitting my job and having a few years off when things get tough at work!

My calculations currently say retirement is 17 years away, however, my lifestyle is inflating in front of my eyes, so it could well be much longer :)