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As I understand it, SovCits think there is this magical pool of money the government is keeping for everyone (for some nefarious purpose I don't understand), so they think they can get out off paying any debt they owe by sending some combination of paperwork that, in effect, says bill the government and have them pay it from the magic money pool. He sent, what I'm guessing is supposed to be, a bill of exchange saying bill the government. And included language that said if you don't respond that you are doing this within 3 days, the debt will be discharged and I owe you nothing. Because SovCits think they can just write things like that and they are automatically legally binding. The company ignored his nonsense and said pay us our money, so he filed a bunch of complaints with different organizations (SEC, CFPB). And despite all his flawless paperwork, the company ultimately took the car back.