Late Stage Capitalism
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I lived in USSR/ Russia, and these free housing thing didn't work out well
People had to wait for years before being assigned an apartment, which was never in the place you wanted. In the meantime, you d live with your grand- family in the same 30sq meters
This could be, maybe, improved somehow? But definitely not straightforward
I could see this being improved by processing paperwork through computers instead of humans. But I can also see how dragging this process out is beneficial to the government, the longer it takes to assign a apartment to somebody, the more likely they will jump ship and find another solution and the less the government has to pay.