A Boring Dystopia

If it's not the right way to go about it then how should we do it? Like I said in the beginning no politician is going to advocate for public transit when all there constituency drives, and the only thing that's going to get people to not drive is to add more friction to driving, which will require making drivers lives more difficult.

Also this isn't insurance companies profiteering, they are currently in the red due to increased claims caused by severe weather events from climate change. To lower insurance costs would require subsidies, which we shouldn't be using on a means of transport that is destructive to the environment.

As for the sweatshop argument let me spell it out since you seem a bit dense: the western lifestyle, including the working class, is subsidized by the exploitation of both the working class of the third world as well as the environment. Stopping that exploitation will require increasing the cost of living for westerners. If you stop sweat shop labor that working class mother of 3 will have to pay more for her kids shoes. If you end gas subsidies and add a carbon tax that working class mother of 3 will have to pay more for gas. If you don't subsidize car insurance that mother of 3 will have to pay more for that. All of these would add to the burden of that mother but they will also alleviate the suffering of those in the third world and future generations significantly more. There are also ways to alleviate the burden of the mother too: universal childcare, paid maternity leave, affordable public housing, federal jobs guarantee etc. that don't require incentivizing destructive lifestyles and forms of production.