This is the lemmy community of Monero (XMR), a secure, private, untraceable currency that is open-source and freely available to all.
Wallets
Android (Cake Wallet) / (Monero.com)
iOS (Cake Wallet) / (Monero.com)
Instance tags for discoverability:
Monero, XMR, crypto, cryptocurrency
Buy XMR
https://localmonero.co
https://trocador.app
https://intercambio.app
https://kycnot.me
https://monero.com
Spend XMR
https://cakepay.com
https://coincards.com
https://allark.io
https://anonshop.app
https://moneromarket.io
https://shopinbit.com
https://stealths.net
https://xmrmarket.vektrix.org
https://xmr.directory
https://monerica.com
https://cryptwerk.com
https://monezon.com
Earn XMR
https://bounties.monero.social
Think it is a bootstrapping problem on clearnet. Not many people ask to pay with Monero, so not many merchant implement it. Not many merchant accept, so fewer people have it. https://monerica.com/ maintains a list of some places to spend Monero.
Wow thanks, great directory.
Online payments are absolutely a problem but at least to my knowledge there aren’t any „real life“ vendors available in most German cities.
Paying with cash, debit and kredit is no problem, even those stupid bonus or cashback programs, but simply scanning a QR code and paying by wallet ain’t possible.
Maybe it’s a problem of supplying suitable hardware that integrates in the register system?
Or is it just regulations?
imo, most 'above board' businesses won't accept monero payments.
they have to bend over backwards to the state - commercial law, tax law, aml procedures with commercial banks. If they lose their business bank account they're done so they are cautious actors. think how slow shops are to adopt new payments technology compared to say internet based payments.
those shops are to an extent part of the state apparatus as they are 'permitted'.
as monero is, to an extent, money, you can use it to transact in as far as you can convince the other party to accept it - barter. barter works a lot better with individuals, and within communities than it does with formal business. however, monero is not physically limited, like gold, butter or bullets, monero is infinitely transactable around the globe at high speed. So it is furthermore suited to the aforementioned internet based payments services. its anonymity is not a problem when you have the tech on hand, wallets, escrow services etc. so that's where it is best suited to help.
the perspective of wanting more 'real-world applications' is, in my opinion, a diversion. those shops stuck in the fiat system are passé and monero is a new technology. it's not up to monero to try and fit into a bank card, although that can be useful (and possible with iterations of cakepay) but it's up to monero to blaze a new trail for the cypherpunk ideology. to be anonymous digital money that is fungible. if you have that, it is a unique and novel value proposition that new economies can be built on.
tl;dr monero doesn't need commercial adoption.
@blake
Thanks for the reply, interesting thoughts.
So your saying to not try and retrofit the old systems like fiat and visa but the create an entire parallel plattform.
I mean that kinda what monero and crypto in general is for, but until then you need some form of Transition technology to allow vendors to accept payments in both worlds.
Cakepay is offering something to the business its offering to the user.
Maybe we need something to make accepting crypto easier for the vendors.
@ch3t1ng4l1f3 @monero Probably because people fear their government yet, but we just need to understand it's now so easy to resist, even online, they can't trace Monero. I think we need to conduct business without government, with friends, and later it will naturally expand. Adoption need time. So Kraken is good, but if you don't want KYC, you can buy LTC on KYC CEX then withdraw to cold wallet then swap for Monero on trocador for exemple. Remember KYC is useless against Monero