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In the absence of a flair system on lemmy yet, letβs try to make it easier to scan through posts by type in here by using tags:
Wtf does your neighbor drive that insurance is $350 per month on it? A Ferrari?
Could be multiple vehicles or they have a kid on the policy.
Regular Ford 2015? Nothing fancy at all.
I prefer to ride my bike. I have a little trailer so I can take my dogs with me. That said, I also have a car. It's paid off and my insurance is about $60 a month.
Probably because of your usage.
My motorcycle insurance was $200 a year. They asked if it was my primary or just on weekends, and I do wonder if I said primary, id be paying 2-5x as much.
I am sure it's due to not having any accidents at all.
Iβm in the same place. I have a nice car, paid off. I cover my partnerβs car AND my car, top tier insurance with everything possible ticked and low deductible. Around 120USD monthly for both cars. We have both never had any at-fault accidents or tickets.
Iβve been hit three or four times from behind. Super not at fault. One time I was blasted drunk. In my house. Playing games. The wheel fell off. I now refuse to park on the street.
Insurance varies a lot with what you drive, where, amount of coverage, and history of driving.
Mine is around $800/year and I drive nothing to brag about. (Well, except cost of ownership and safety record. Knock on wood). But my partner pays more because they have more coverage and a newer car worth covering.
But if you think $350/month is high, let me introduce you to private health insurance. π
I suppose that does depend on what kind of coverages you have, bare minimum liability vs. full coverage, etc. $350/month just for auto still sounds insanely high, though!
Oh yeah, not disagreeing with that!
I'm actually looking to move from owning to leasing a car because it's been false economy. The maintenance costs and stress have been so high as to make it cheaper to pay a few hundred quid each month.
I'm not familiar with UK laws. Is the lease bundled with insurance?
Or separate thing?
Not inherently. I have the option of having the lease company handle insurance, but it's much more cost effective not to.
Sorry, the best "for you and your future"?? OUR future