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Banks need it /s (lemy.lol)

submitted 9 months ago* (last edited 9 months ago) by King@lemy.lol to c/whitepeopletwitter@sh.itjust.works

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[–] Justas@sh.itjust.works 42 points 9 months ago (8 children)

Something something most of Europe does not allow you to overdraft your account and people get by just fine something

[–] CalicoJack@lemmy.dbzer0.com 14 points 9 months ago (2 children)

A lot of US banks also have that as an option, people opt in to "overdraft protection" anyway. The banks make it sound like a safer option, instead of the predatory practice it normally is.

[–] brygphilomena@lemmy.world 16 points 9 months ago

I've had them turn it off, and then one day they just... Did it again. Bastards don't even respect that because they think they know better.

[–] Cornelius_Wangenheim@lemmy.world 7 points 9 months ago

Many banks straight up do not allow you to turn off overdraft protection. The bank I had before moving to a credit union did that.

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