this post was submitted on 25 Oct 2023
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For four decades, patient savers able to grit their teeth through bubbles, crashes and geopolitical upheaval won the money game. But the formula of building a nest egg by rebalancing a standard mix of stocks and bonds isn’t going to work nearly as well as it has.

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[–] Valdair@kbin.social 10 points 1 year ago (12 children)

Thoughts? I have to admit I've been nervous about this for a while now, with "once in a generation" events happening on a seemingly yearly basis, I started saving for retirement in 2019 and it seems like things have essentially traded sideways since then - my accounts are barely worth more than the money I've put in to them. The article is quite gloomy.

[–] Pantoffel@feddit.de 2 points 1 year ago

Yes, I was wondering about the same thing. However, I haven't been active in relevant communities since a few months after the covid crash. So, I don't know "what's up" with the market.

But I think ETFs are still valid. Due to the once-in-a-lifetime events of the past years, I think it's just many companies having difficulties and a similar amount of other companies doing great. Hence the sideways trend. Or its just the rich controlling the trading being more conservative and buying out everytime they can.

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