Technology
This is the official technology community of Lemmy.ml for all news related to creation and use of technology, and to facilitate civil, meaningful discussion around it.
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Anyone who claims they're doing OTPs over SMS for "security" ia lying to you. Discord wants your phone number; it has nothing to do with your security
there's quite a lot of services that want phone for verification/2fa/whatever. whenever I run into them I usually just refuse to use the service altogether.
There is literally no bank in my country that doesn't use sms for 2fa.
what happens if you don't have a phone number? you're just prevented from having a bank account?
You can have a bank account, but you wouldn't be able to do online or mobile banking.
Sms is the only 2fa option (some offer email as well, but last I checked all fall back on sms), and it's mandatory for online/mobile.