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As a bike rider, I forget this is a thing. Asked my neighbor, he pays $350/month in insurance alone 🙃
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this post was submitted on 29 Oct 2024
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In this land of legalised extortion in the form of insurance my friend who is in his mid 30s and been driving over a decade with no claims has to pay £700 per month.
My mum wanted to add my sister (again mid thirties and driving for nearly 20 years now with no claims) to her policy so she could borrow her car for a week and then maybe use the car once a month if that and they wanted an additional £1000 a month for the privaledge.
Fucking scum.
Car insurance is expensive because cars are both risky and highly destructive. Hence, making a market for them involves high prices.
Regardless of what you think of insurance companies, there's just no way around this - you could nationalize car insurance and it would still either be really expensive, either on the policy level or else born by taxes.
Certainly not. I just put in some data in an insurance broker thingy and I would be able to get insurance for approx. 120€/month with partially comprehensive coverage (including obligatory liability insurance). These outrageous prices are definitely a US thing.
The U.S is different in that car insurance has to cover medical expenses for others when you are at fault, combined with the risk of driving quite frankly being higher in the U.S. With medical costs being extremely high in the U.S, prices follow that fact.