I live in an area with only 2 ISPs to choose from: AT&T or Comcast, and they both have data caps. The FCC has a publicly available Data Cap Experience Form on their site basically all you do is write a paragraph summarizing your experience with data caps.
If anyone wants help, fill out the form and let the FCC know much you hate data caps.
As everyone else has confirmed - the title is incorrect, medical debt absolutely can be sent to collections
What OP likely misunderstood is the practice of validating a debt - this is not a loophole to get out of paying your debts, this is a basic legal protection to prevent malicious collection agencies from fraudulently pursuing invalid debts. When you get a bill in the mail from a collections agency you can request that the agency validate the debt, and they will have to formally provide the following information before you are required to repay the debt:
Federal Trade Commission - Consumer Advice - Debt collection FAQ