this post was submitted on 19 Mar 2024
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[–] FiniteBanjo@lemmy.today 3 points 7 months ago (9 children)

To play Devil's Advocate, the people would only still live there without risk of inescapable debt if they had the qualifications to obtain a loan and pay down payment, as well as means to continue making payments until the property sells again or is paid off. Getting evicted by a landlord sucks but it's still way better than owing the bank money because they can and will come after you for it.

On the flip side, though, you can still get equity from paying a mortgage, so it's possible to sell the property and if it sells fast enough you could pay off the loan without excess interest during hard times.

Buying property comes with risks that renting properties do not have.

[–] Willy@sh.itjust.works 3 points 7 months ago (1 children)
[–] FiniteBanjo@lemmy.today 2 points 7 months ago

You've Violated The Law!

[–] jwiggler@sh.itjust.works 2 points 7 months ago* (last edited 7 months ago) (9 children)

If I'm understanding you correctly, I disagree. Homeowners aren't providing a service to renters by allowing them to live "risk free". The "risk" that a homeowner is incurring is the risk of becoming a renter, same as the risk that an owner of a company incurs is just the risk of having to become a worker.

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[–] Canyon201@lemmy.world 2 points 7 months ago

How can you be so heartless to someone that is diversifying their income stream?

[–] Kusimulkku@lemm.ee 2 points 7 months ago* (last edited 7 months ago) (32 children)

Some of them might've not been able to (or wanted to) pay for the home ownership. But if this assumes someone not making profit was renting it out then yeah

[–] Evil_Shrubbery@lemm.ee 1 points 7 months ago* (last edited 7 months ago) (2 children)

Who would rather pay monthly payments to a third party if they could pay the exact same amount but get to keep most of the money for themselves (ie in real estate ownership)?

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