scoobford

joined 9 months ago
[–] scoobford@lemmy.zip 3 points 7 hours ago

It depends. I think it's definitely less common here because it just isn't needed most of the time. Even a working class retiree should have a pension or 401k, social security, and some kind of savings from their life as a working adult.

To require the support of your children, you'd have to be unable to work, not entitled to substantial amounts of social security, not have paid into a retirement plan, and not have saved any money from when you did work.

I know a couple of people who support their parents, and they either spend their ENTIRE lives in poverty making sub-minimum wage (which is pretty uncommon), or they just straight up blew all their money because they assumed their kid would take care of them. I don't have a lot of sympathy for the second category.

[–] scoobford@lemmy.zip 11 points 4 days ago

Most CFA locations are franchises, meaning employee treatment varies wildly. I was paid $8/hr and worked 73 hour weeks. By contrast, the location down the street from me advertises $18/hr.

[–] scoobford@lemmy.zip 48 points 1 week ago (47 children)

Many of them, yes. They're among the most radical of the leftist instances, which means that they attract a lot of propagandists and tankies. They have some perfectly reasonable people too, but you know, vocal minority. Its the main thing most people notice about those instances.

Many people block hexbear, Lemmy.ml, and lemmygrad for these reasons.

[–] scoobford@lemmy.zip 6 points 1 week ago

While I agree with you in principle, work may not be that easy to come by.

I used to live ~6 miles from the nearest business. If I had to pick between endangering other people and being thrown out on the street, the choice is obvious. I imagine most people will make the same choice when it comes down to it.

[–] scoobford@lemmy.zip 1 points 2 weeks ago

Hey, I'm a banker. Obviously, credit unions are smaller businesses than a large bank. If you haven't used a small bank before, note that it is different.

But the biggest thing that I can think of you may not expect is that credit unions are not insured the same as a bank. Some may be insured adequately for your needs, or they may not. Do your homework.

[–] scoobford@lemmy.zip 6 points 3 weeks ago

Prions are misfolded proteins that misfold other proteins they contact. They're much harder to kill with heat or sanitizer and pretty much always fatal.

[–] scoobford@lemmy.zip 5 points 1 month ago

What is your budget and needs? Used thinkpads from a certain time period are very hardy, but they're getting old enough now for performance to be an issue for anything beyond basic web browsing and word processing.

Framework also makes laptops with the explicit goal of being more repairable. Even if you decide not to work on it yourself, it would be trivial for a repair shop to fix most things that could go wrong.

[–] scoobford@lemmy.zip 1 points 1 month ago (1 children)

Yes, but if they refuse coverage you can appeal, ans if they refuse to honer the details of your policy you can sue or report them to regulators. Not that it isnt a problem regardless.

And the in network facility/out of network doctor loophole was patched recently under the Biden admin :)

[–] scoobford@lemmy.zip 4 points 1 month ago (3 children)

It is true that nobody pays the cartoonishly high bills that you see posted online. It is also true that we spend way more on healthcare than basically anyone else.

My company offers very good insurance. Anything "in network" is free after the first $3000 every year, and the monthly premium is around ~$330. Note that this is a company that intentionally offers very good health insurance so they can be less competitive when it comes to salary and time off. I'd say in a given year, I spend around $7,000.

But really, one of the biggest practical issues with our healthcare system is its opacity. Most people are unable to figure out what most things will cost them before they consent to care.

[–] scoobford@lemmy.zip 1 points 1 month ago (4 children)

Yeah, SI wages in Europe are way lower than north america. I wanted to move when I was bartending, and then I figured out I'd be lucky to make a third of what I was here.

[–] scoobford@lemmy.zip 3 points 1 month ago (6 children)

I did almost 3x that as a bartender two years ago in Dallas.

Tbh the idea of a server working for less than $20/hr is insane to me.

[–] scoobford@lemmy.zip 22 points 1 month ago (5 children)

It isn't free, but it is so much cheaper. My mother got covid in Paris and had some kind of weird allergic reaction in her eye. An emergency visit with an actual doctor and a prescription filled while we waited was...I actually don't remember how much. It was so little it may as well have been free (in the context of a family on an international vacation, not everyday life).

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